When you purchase a car, the first thing you should buy next is car insurance. Unless, of course, you are a Black Person.
You see, despite the fact that the Black Community is likely to be pulled over far more often than most other groups, Black People still like to believe that they are lucky. And lucky people don’t get into car accidents. So why buy insurance? Or stay at home just because your license is suspended? But these are only small symptoms to a much larger problem.
Black People do not like to allocate money to things they actually need. Car insurance. Health insurance. Social Security. If it doesn’t have wheels, a remote, a controller, can’t be worn or eaten or isn’t made out of gold, chances are a Black Person isn’t interested in spending money on it.